1) It wouldn't confuse me, but I've seen plenty of evidence that even the simplest question is going to confuse _some_ people, and I'd rather keep something as important as an independence referendum as simple as possible.
2) I don't think it's necessary. The negotiation of powers inside a United Kingdom is an ongoing process. We have, for instance, The Scotland Bill, which is making its way through parliament at the moment. There will always be back and forth and renegotiation, and I'd expect any government (both Scottish and UK) to push things in the direction that they feel is best. If Scots want more powers then they can vote for a party that will push harder that way*. If they want to align more closely with Westminster then they can vote for a party that will streamline things in that direction. It's not a Big Bang change, and thus doesn't need a referendum.
Between the two of them I think I'm pretty-much convinced. Any arguments on the other side?
*I mean, does anyone think that the SNP could be in power and _not_ constantly push for more powers for Scotland?
Original post on Dreamwidth - there are comments there.